Esi Financial Advisors

DBA: Equity Services, Inc.

ONE NATIONAL LIFE DRIVE, Montpelier, Vermont 05604

SEC CRD#265
Last ADV filed: 01/26/2026
Verified Fiduciary

Confirmed via SEC Form ADV registration data. This firm has a legal obligation to act in your best interest.

Additional Compensation Disclosed

This firm has disclosed additional revenue sources (insurance, brokerage, or proprietary products) in their SEC filings. Review the details below.

Fee Structure

AUM-Based Fee0.45%of assets under management

Detailed Fee Schedule

the stated fee schedule, as long as the actual fee is not above the maximum fee of 2.00%. Clients who close their Saratoga account before the end of a quarter shall be reimbursed for those days remaining in the quarter for which asset management services will not be provided. Schwab Reti

Source: Form ADV Part 2 Brochure
Compensation methods:
Percentage of AUMHourly feesFixed feesCommissions

Disciplinary Disclosures

This firm has 30 disclosures on record with the SEC.

Regulatory actions; Civil judicial actions

A disclosure does not necessarily indicate wrongdoing. Verify details on SEC Adviser Info or FINRA BrokerCheck.

Compensation Transparency

  • Also registered with a broker-dealer
  • Also offers proprietary investment products

These additional revenue sources are disclosed in the firm's Form ADV filing with the SEC. Ask the advisor directly how these affiliations affect the advice you receive.

Esi Financial Advisors — Fiduciary Advisor Profile | FiduciaryListings